8 worst ways to make money online

02 03 06 09

By Holly Hammersmith

GoBankingRates.com

 

You're already working a full-time job, but you're trying to hustle on the side. Maybe you have debts to pay off, are saving for a dream vacation or need to bank cash for a home improvement. Whatever the reason, you see the appeal of making money online.
And who doesn't? The internet has grown the economy and seems like a friendly place to do business. You can work from the comfort of your own home and set your own hours.
But before you jump in, do some research and make sure the "opportunities" at hand are legitimate. Some ways to earn money online should be avoided simply because they are risky, illegal, dangerous or unprofitable. Beware of the following.

1. Taking Surveys for Pennies
Online surveys are abundant. Some you are asked to take as an act of kindness or to provide feedback for a product or service. If you come across surveys guaranteeing you will make good money in hardly any time, be wary. Often these surveys do pay, but at what cost? Is it really worth 30 minutes of your time to make $1? You might be better off working at minimum wage. For a good-paying survey, look for a focus group or a qualitative research study.

2. Selling Any Pirated Materials
Pirated e-books, CDs and Hollywood blockbusters on Blu-ray can be found and downloaded online — often for a small fee. Sounds enticing? Think again. Selling — or just downloading — pirated materials can land you in big trouble with your internet provider and local, state, and national authorities. Just don't go there.

3. Selling Click-Bait Links
Many bloggers make a good living from ad revenue, affiliate sales and more. But they don't buy or sell click-bait links, the links that go nowhere, to the wrong site or just plain spam up your browser. There's little money in these bottom-feeder games.
Want to make money off a blog? Partner with reputable affiliate programs such as Amazon Affiliates and set up ads with Google AdSense. If you don't, your readers will catch on to those fake links and stop reading before long.

4. Online Gambling
While the idea of winning big via online gambling is appealing, the odds are not. From 2005 to 2007, only 11 percent of repeat online gamblers ended up in the black, with the average winnings totaling less than $150, according to an analysis in The Wall Street Journal.
Don't buy into the hype of gambling. Instead, use your smarts to do work.

5. Multilevel Marketing Online
You've heard of pyramid schemes. You know, the ones where you try to reel in your closest family and friends and get them to sign up for a product or service. In return, you'll bank some cash and make even more money when more people "underneath" them sign up.
These multilevel marketing opportunities are risky for your personal life and relationships. They are also risky for your pocketbook, as they often require an up-front investment.

6. Risky Online Investments
Buying penny stocks — typically for very small companies with highly illiquid and speculative shares — might sound appealing. You might think you'll invest just a little bit and earn big.
Only this is unlikely to happen, especially if you know very little about investing. Put your dollars elsewhere, such as in a strong mutual fund where you are far more likely to have a more solid return.

7. Reckless Buying or Selling on Craigslist
You've probably heard about Craigslist scams. Most people read the stories and shake them off, thinking nothing bad will happen to them. Think again. Craigslist is a wonderful marketplace to buy, sell, or trade items; meet people; and find jobs. It can also be a dangerous place to make money.
When selling or buying items on Craigslist, use discretion. If you are meeting a prospect in person, do so in a safe neighborhood, in a public place and at a specific time. Be aware of your surroundings and bring a friend.
Do not show up with more cash than is needed for the transaction. Make sure you are informed about the product you are buying. You can make good money buying and selling on Craigslist when you know the product and its value. If a transaction seems questionable or unsafe, walk away.

8. Selling Your Online Reputation
Selling your reputation online can take many forms. You might be enticed to fill your Twitter feed with spam to earn a few cents. Or maybe you share some content on your Facebook feed for a buck or two. Remember, the internet never forgets.
These types of actions can ruin your online branding, cause you to lose social media friends and simply make you look like a sellout. Don't risk your online reputation — which is vital to business these days — for a few clicks.

Don't let this list scare you off using the internet to do business. There are plenty of legitimate ways to make money online, and many people are earning a decent income with their online side jobs or hobbies. Be smart and just make sure you understand an opportunity before you pursue it.

From GOBankingRates.com: 8 worst ways to make money online

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How Making Money Online Works

02 03 06 09

Do you know that regardless of where you are in the world you can earn money without leaving your home? You probably have heard about the whole idea before, but never gave the whole thing a try. With the global crisis that has beset the world today, it might be timely to start giving the money making opportunities online a jumpstart.
Making money online in Ireland is quite easy but nevertheless challenging. If you are looking for a rush in the blood and energy when you work, you can do it online as much as you do it in your regular work. The difference with online job is you set your own pace, you are your own boss, and you can earn right at the comforts of your own home. Sounds good and enticing, right?

Making money online in Ireland is possible through the following online jobs that you can undertake:
* Sell your items or your products through the many online stores. These online stores are being flocked by many members around the world, so you have a good chance of selling your item or your product quite easily.

* Put up an online business where you advertise, market and sell your product or services with the people who go online. Now it is very easy to own your website. You can choose free websites or invest money to get a professional looking one.

* Write for websites who need contents. A lot of websites online has to be filled in with contents. If you can write, apply for the different companies online who will pay for your time and your article.

* Blog about your expertise or your specialization and earn from it.
* Go for paid surveys.

"Would you like to discover more free ways to create success and build wealth, both online and offline?

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How to Make Money Online Without investment

02 03 06 09

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How Students Make Money Online

02 03 06 09

How students make money online is a burning question by many high school and college students. If you are a teen in high school or even in college, it can be a challenge to make any kind of money in today's world and economy.

Working a part-time job is a great learning experience, but today's dollar doesn't buy a whole lot, not to mention to you have to work a set schedule that someone else creates for you.
What are the benefits of making money online?

If you want to see how teens make money online, keep reading.
For starters, you can work when YOU want to work because there are no set hours. Another plus is you can virtually work from home and also anywhere you can get an internet connection, the only downside is that you will need to really focus on what you are doing. You must realize that just because you are making good money online, that you will still have to put time and effort into making more money.

In this world, we get nothing for free - anything that promises overnight success is a scam. If you work hard now, you'll be making more money than your friends and have a head start to a very successful life and business.

Affiliate marketing is one of the ways for teens to make good money online. While your friends are out making $8 an hour behind a cash register or flipping burgers at a fast food joint, you'll be earning much more money and you'll be able to work from your bedroom or college dorm room or wherever you feel like working.

Once you start making good money online, since you are young, you will be able to enjoy your money, but also be better prepared for the adult responsibilities such as rent, electric bills, etc.
There are a lot teens making good money online already. The hard part is knowing where to go to find out exactly how to do it. The best part about being young in the affiliate marketing field is that you have the potential to earn just as much money as anyone else no matter what your experience.
Once you decide that affiliate marketing is one of the best ways for teens to make good money online, with a little determination and dedication, you can be very successful!

When it comes to internet marketing and affiliate marketing, teens have an advantage over the older generation because they were born into the technological age. It then stands to reason that they are successful when it comes to internet marketing and affiliate marketing, and why it's a breeze for them to be making good money online.

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How You CAN Make Money Online Fast, While You Sleep!

02 03 06 09

Should you shell out any kind of period of time via the internet, you realize that there's revenue to become created away within the online world; So, I can known to you an easy system and step by step instructions about make money online fast for you.

Become aware of which methods to make money online having a web site will vary through methods to generate more income from this. Techniques to improve your own visitors or even click-through price can help you much more make money online; however they don't characterize a technique associated with make money online. For instance, you could advocate which mixing AdSense advertisements using the material is actually a method to make money online from the web site. The truth is it's not really; it's simply a method to much more make money online through enhancing your own advert click-through price. The actual monetization technique at the rear of it's a PAY PER CLICK advert circle.

PPC Advertising Networks
PPC is definitely a marketing technique by which advertisements they fit in your weblog and also you tend to be compensated once your site visitors click the advertisements. It's the most typical technique writers make use of in order to make money online. This entails very little exertion and it is therefore extremely very easy that lots of weblogs possess an excessive amount of marketing in it. Cash is actually maximized because visitors amounts improve. The origin from the visitors may also threaten the entire CTR price. Natural visitors (the one which originates from search engines like Google) has a tendency to function nicely simply because these types of site visitors had been presently searching for something, plus they often click advertisements more regularly. Social networking visitors, however, provides awfully reduced CTRs simply because these types of site visitors tend to be tech-savvy plus they simply disregard advertisements.

CPM Advertising Networks
Price For each 1000 ("m" is Roman numeral for thousand) is definitely an opinion dependent marketing program. What this means is marketers location advertisements in your weblog and also you tend to be compensated depending on the number of occasions the actual advert turns up. This is often worthwhile with regard to weblogs along with large visitors, and may begin to deliver cash in order to actually the tiniest weblogs. All that's necessary is actually web page sights to improve this particular monetization technique. You will get as little as $0, 10 as well as up to $10 for each 1, 000 thoughts (more in some special cases). CPM marketing has a tendency to work nicely online having a higher web page sights for each customer percentage (e.g., online forums, magazines and so on).

Text Link Ads
In-Text marketing is among the minimum obtrusive online world marketing methods. Essentially, back links they fit inside appropriate textual content in your web site as well as recognized through normal hyperlinks with a dual underline. Whenever you location your own computer mouse cursor within the textual content, a little container seems along with extra material about the item or even assistance becoming promoted. You will find marketing providers that, while set up, may instantly site the actual hyperlinks for you personally and can actually provide you to definitely arranged guidelines for that merchandise a person permit to become offered via your website.

Affiliate Marketing
Internet affiliate marketing demands which make an application for regular membership within an 'affiliate system. ' That's, a company which controls as well as screens makes up about numerous firms that are prepared to spend people with regard to product sales produced via their own web sites. Once again, the minor little bit of signal is positioned in your website to create advertisements; so when anyone mouse clicks about the advert, your specific affiliate marketer quantity is actually instantly related to which person's IP tackle. In the event that that each purchases an item in the marketer, a person collects the fee about the purchase. Profits may variety in between 5-20%, or even they may be a set charge for each purchase. Therefore, Internet affiliate marketing is really a perfect method to quick make money online.

Direct Banner Advertising
The banner ad is merely the image advert that you could market in a dimension or even design you want. Banner ad advertisements could be cartoon, they are able to spin via a number of pictures, or even they may be static. Within improvement in order to getting used along with other forms associated with marketing, person site owners can easily market banner ad spot in a flat rate or even work out their very own PPC/CPM along with impartial marketers that don't fit in with a joint venture partner system. Probably the most famous banner ad platforms on the internet would be the 728Ã--90 innovator panel, the actual 120Ã--600 skyscraper, the actual 300Ã--250 rectangular shape and also the 125Ã--125 switch.

Pop-ups and Pop-unders
Pop-ups really are a prevalent however irritating type of marketing on the web. If you're simply attempting to a lot make money online because doable out of your web site, you can test out all of them. If you're attempting to expand the actual visitors as well as produce faithful site visitors, nevertheless, a person most likely ought to avoid these people. Simply think about the countless pop-up blockers available: there's a rationale the reason why they're therefore well-liked.
Donations

Putting the "Donate" hyperlink or even switch on the web site is definitely an effective method to make money online, particularly if your site is actually on the market exactly where visitors discover as well as obtain worth out of your content material. It's a simple as well as perhaps out-of-date method to generate a few incomes. Numerous developers make use of this nevertheless, however hardly any income is actually gained with the gift function. For those who have useful content material in your website that you're providing free of charge, this doesn't harm to place upward the gift hyperlink as well as stage individuals to this every now and then.

Now I shall give you a simple & easy system for make money online with 3 steps instructions. And how to make money fast online for free using simple tactics. In this link share with you how to make money online really fast using a simple strategy that I have personally used and you can start using right away to make money for yourself.

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Make Money Online- Make Money Blogging: 20 Lessons Going from 0 to $100,000 per Month

02 03 06 09

You know everyone thinks we’re fools, right?
To most of the world, blogging is a joke.
It isn’t a career. It isn’t a way to make money. It isn’t a tool for changing the world.
It’s a hobby, a diversion, a fad that’ll come and go. Sure, you can start a blog, but don’t count on it to take you anywhere. That’s just silly.
Try telling your family or friends or coworkers you want to quit your job and make money blogging. They’ll smile politely and ask, “Does anybody really make money from that?”
Yes, they want you to have dreams. Yes, they want you to chase them. Yes, they want you to succeed.

But they also want you to be “realistic.”
If you really want to improve your life, you should get an advanced degree, write a book, or even start your own business, not hang all your hopes and dreams on some stupid little blog. There’s no money in it.
Or is there?
I’m hesitant to say this, but…

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How does AOL make money?

02 03 06 09

AOL, which was just bought by Verizon for $4.4B, makes its money as a video advertising platform

AOL has had a strange life as a company. In the mid-90s, it was THE Internet service provider. Everyone was connecting to the Internet with their service... until they weren't. As high speed Internet became more widely available, suddenly AOL and its dial-up service became antiquated.

That coincided with its purchase of Time Warner in 2000 for $164 billion in order to combine AOL's online services with Time Warner's media and cable assets, and create a media conglomerate. The purchase was a disaster, and AOL became a bit of a joke. 
Since the two companies split in 2009, AOL has been reinventing itself. First as a digital media company, with the purchase of the the Huffington Post in 2011 for $315 million, and then as a programmatic video advertising platform with the purchase of video advertising platform Adap.tv for $405 million in 2013, and the acquisition of video management and exchange platform Vidible at the end of 2014.
Now AOL's turnaround is complete: its success in those areas led to it being purchased by Verizon for $4.4 billion.
It's easy to see why Verizon would pay that much when you break down how AOL makes its money. Of the company's $625.1 million in revenue in the first quarter of 2015, $483.5 of that came from global advertising.
When broken down, AOL makes money from advertising in three ways: display ads, which accounted for $130.5 million; ads on search, which took in $116.4 million; and, most importantly, ad revenue from third party properties, which accounted for the biggest slice by far: $231.6 million.
Third party properties are those sites that AOL helps sell advertising on, as opposed to the display and search ads, which it runs on its own properties. It's telling that the company nearly made more money from the former than from the latter, and it explains why Verizon wants to get its hands on the company's video and advertising services.
It also means that there might not be as much incentive for Verizon to all of rthe content brands that AOL currently owns, including The Huffington Post, TechCrunch and Engadget. There has been speculation that, given Verizon's obvious interest in AOL's advertising and video platforms, it may sell off its other properties.
The other $116.4 million of AOL's revenue came from people paying for subscriptions. It offers three tiers of membership:
It's lowest plan is AOL Support & Security Plus, which costs $6.99 a month and comes with up to 15GB of storage; 50 4x6 prints per year with Photobucket; a password storage service, complimentary preparation and update of wills, living wills, and power of attorney through a network of experienced attorneys; a discounted AARP membership; McAfee security suite; and dialup Internet service.
It also offers AOL Advantage Premium, which costs $14.95 a month, as well as its biggest plan, AOL Total Advantage Plus, which costs $27.99 a month, both of which come with more enhanced security features.
As of the first quarter of 2015, the company still has 2.1 million people paying for its dialup Internet service.

http://lnkgo.com/2Pzh

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How an Online Bank Could Improve Your Money Management Skills

02 03 06 09

Internet banks are revolutionizing the way we interact with our money. Also known as direct banks or Internet-only banks, they offer their services solely via the Web, lacking physical branches. While Internet banks are becoming increasingly popular, some customers still have reservations about making the switch from the traditional brick-and-mortar bank. Here are some of the benefits of banking online that make it worth the switch.

Online Banking Is Convenient

Many bank branches have limiting hours that can make it difficult for busy customers to satisfy their banking needs. Additionally, customers visiting branches at high traffic times like the lunch hour or right after work can get stuck in long lines, making for a potentially frustrating experience.
With Internet banks, customers have access to more advanced mobile and online technology. This is where online banks invest, rather than in staffed branches. Many Internet banks are also affiliated with large ATM networks, making it easier for customers to get quick cash. Some online banks will actually reimburse customers that use another bank's ATMs.
Convenience can be a major determining factor for whether you'll keep a pulse on your accounts, spending and savings efforts.

Online Bank Customers Enjoy Lower Fees and Higher Rates

Because an Internet bank doesn't have any physical branches or branch employees, its costs are significantly lower than traditional banks. Therefore, the Internet bank can offer higher interest rates with lower fees on your deposits.
For example, compare Ally Bank and Chase Bank. Ally offers free checking and savings accounts with no minimum balance requirements, while Chase charges fees ranging from $5 to $20 per month if monthly balance requirements aren't met. Additionally, Ally's savings accounts average an annual percentage yield (APY) of 0.99%, compared to Chase's average APY of 0.01%.
The harder your money works for you, the better positioned you'll be for financial success.

Online Banking Services Are Innovative

Internet banks are leading the way with innovation to track and analyze our money behaviors. Such services include budgeting and spending forecast tools, investment analysis, loan calculators and other financial planning capabilities that give customers a more practical way to manage their money.
Some make it easier for customers to work toward targeted savings goals. For example, Capital One 360 lets customers open up to 25 free sub-savings accounts and name them to match their purposes.

Customers Benefit From Ease of Use

Signing up for an Internet bank account usually requires no more than inputting some personal data on an online form and signing with an electronic signature, though applicants undergo a similar approval process to traditional banks. Most Internet banks even allow customers to link their Internet banking account with their accounts at other banks and transfer money to and from those accounts via electronic funds transfers, making it easy to move money back and forth when necessary.
Internet banking is not without its drawbacks. For example, some customers might prefer to build a personal relationship with the branch manager or loan officer at his local branch. Additionally, complex transactions or complicated problems can sometimes be easier to handle in person rather than over the phone or by email. Even with these drawbacks, Internet banks are growing in popularity due to their convenience, efficiency and low-cost banking services.

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Use DiSC personality profiles to make money

02 03 06 09

Understanding how clients communicate is key to growing your business

Are you set up for success in 2016? Join 2,500 real estate industry leaders Aug. 4-7, 2015, at Inman Connect in San Francisco. Get Connected with the people and ideas that will inspire you and take your business to new heights. Register today! and save $100 with code Readers.

---

Takeaways:

• DiSC profiles help you identify and navigate personality types.
• DiSC profiles can also help you tailor your communication with others.
• Effective communication can help you close more transactions at a higher price.

DiSC profiles provide easy rule-of-thumb guidelines for the different personality types that you’ll encounter when working with your colleagues and clients, and they’ll help you tailor your communication with others to be more effective. What’s more, DiSC profiles are a way for you to better understand your own outlook and perspectives on life and gauge how you tend to communicate as well.
Today we’re discussing how to use the DiSC personality profiles to communicate more effectively with leads, prospects and clients — and ultimately how to close more transactions at a higher price through effective communication.
Learn what the DiSC profiles are, and how using them can help you to run a more profitable and productive real estate business. Learn more about DiSC Profiles here.

 

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Make Money Online

02 03 06 09

List Academy Review Places Anik Singal in the Make Money Online Spotlight by Guru Reviews Team with Bonus

 

NEW YORK, NY, July 27, 2015 /24-7PressRelease/ — List Academy has finally been released after much anticipation. Anik Singal and his team have finally put the finishing touches on the all in one internet marketing training.

Anik claim he is going to reveal the EXACT strategies he used to go from a BROKE college student to running a Fortune 500 company !
For people who want to get immediate access to List Academy they must go to Anik’s official site here.
The commotion surrounding the release of Anik Singal’s List Academy is rather astounding,” says Mohamed Mnafeg. “The program has just hit the market and it’s already shaping up to be one of the most popular IM training courses in recent history. Folks who have yet to get their feet wet with internet marketing are buying the course in droves because it’s so user friendly that they don’t feel intimidated by it, and more advanced users are also excited to learn from Anik based on his reputation as a thought leader in the internet marketing space. So, obviously we felt it was important to review to the program and report on it for our readers”
It is equally important that the List Academy materials are set out in a way that can be easily read, watched and then implemented by internet marketing beginners through to the more experienced and seasoned marketers who purchase the List Academy course.
The List Academy Review show that this program isn’t just based on speculation or theory, either. It’s based on real strategies and tactics that have been tried, tested, and proven to be effective over a long period of time by some of the top experts in the industry. List Academy will do more for any individual’s business than dozens of other marketing resources combined.
“List Academy is about email marketing, and more specifically building your very own email list. It’s the method that all the big Internet marketers use and has made Anik Singal a great living,” says Mohamed. “If you get the chance to be a member of this program, you will have opportunity to watch over Anik’s shoulder and see what exactly he teaches these students that makes them successful in just 6 hours of work. He also shows you how to take advantage of product launches and the types of emails you can send to your list in order to make the most number of sales.”
“With the amount of information this course provides, there’s really no way to put a realistic price tag on its worth,” says Mohamed Mnafeg. “New members are constantly amazed at just how much this program helps improve their business and marketing practices.”
After a quick List Academy Review, Guru Reviews team believes this program is conceived to help a person with an idea become a successful entrepreneur. And the difference is that this comes from Anik Singal, a guru with a verifiable history of USD 32 million plus in sales online.
For those wanting a complete review of the program can visit List Academy Review website and take advantage of the List Academy Bonus. List Academy review is available at the following url http://listsacademy.com
About Guru Reviews:
The team of editors at The Guru Reviews have done the dirty and time consuming work of sifting through the tens of thousands of relevant products out on the Internet and narrowed it down to the best one to three products based on our selected criteria (different for each product). We will then recommend one product for each of the different product groups that we have determined to be of excellent value to our visitors. Most importantly, we wanted to make sure List Academy delivers on its promise.

 

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Making Money From CBN's Policy the Nigerian Banks' Way

02 03 06 09

I WAS copied in a petition online last week, which I have reproduced unedited here. "The requirement to carry out the Bank Verification Process was brought up by the banks for the benefit of the banks and the CBN in Nigeria. This exercise is carried out free of any charge if you walk into any bank, and you only need to do it once regardless of the number of bank account you have across different banks. "It is coming as a shock to me that Nigerian Banks are asking Nigerians in the Diaspora to pay around £30 to do this process. This is unjust and will not be allowed to happen. We have bank branches here in the UK, and we have Nigerian Missions in the Diaspora, these places should conduct the verification just like it is being done in Nigeria, otherwise the cost should be borne by the various banks. Please help stop this infraction NOW." The petitioners claimed to have copied the CBN Governor of Nigeria, Senate President, Speaker of the House of Representative and president Muhammadu Buhari as well as the former Chairman of the House Committee on Diaspora, Hon. Abike Dabiri. I decided to test the authenticity of petition by posting it on my Facebook Timeline. The reaction it elicited, especially from my online friends living in the Diaspora was better imagined. More than three of them living in the UK and France confirmed the attempt by banks to fleece Nigerians via the Bank Verification Number, BVN exercise. One of them went further by sending me an email from Fidelity Bank sent to her when she enquired about the BVN fee. Dated July 10, the letter after a brief education about the BVN informed the customer about the "service charge" of GBP 30 "per enrolment/per customer" while it gave two addresses in London and Leicester where the exercise would be carried out on Fridays (only) from 10am through 4pm. Since this brewing scandal broke, none of the banks involved in this mess has issued a clarification on why it is charging Nigerians in the Diaspora as high as 30 Euro/pounds for an exercise that is free in Nigeria. The excuse could be that the fee would cover logistics since the customers live abroad. But then, are these not same banks that proudly reel out cities in Europe, America and across Africa that they have branches in their bid to woo customers? Maybe now we know that what they call 'branches' in the UK and other countries in Europe are mere operational desks because the exercise is being done by a private firm in the UK contracted perhaps by the bank unlike the situation here where you just walk into any bank and get it done. I knew it would come to this. The kind of aggression Nigerian banks display in sourcing for funds is alarming to say the least. Have you wondered why you get deductions from your money at the end of the month for 'ATM Maintenance'? You were also charged over a thousand naira to be issued the card whether you want it or not. And after the exit of former Governor of the CBN, Sanusi Lamido who is now the Emir of Kano, customers are now being charged for also using their ATM to do transaction. So I knew it was just a matter of time for the banks to concoct a means to use this unending BVN process to make some money. The silence of the Central Bank of Nigeria over this outcry by Nigerians living in Europe is unsettling. If we kept quiet, the banks will soon ask Nigerians living in African countries to pay a similar fee, perhaps lower than their Europe counterpart and finally, before the October deadline for the end of the BVN exercise, Nigerians living in Nigeria would be paying for it under one guise. Na our banks way be dat. NDLEA Vs Davido: Much ado about nothing THERE appears to be a lull in activities of the National Drug Law Enforcement Agency, NDLEA, and this accounted for the brewing showdown between the government agency and Nigerian pop star, Davido over the alleged investigation of hisFans mi video by the NDLEA which is perceived to be a promotion of narcotics. There can't be any other reason for the 'investigation'. So maybe the drug agency should get busy and start arresting real drug traffickers instead of this 'for the camera' display mission it is embarking on at the moment. The Director of Public Affairs of the NDLEA, Mitchell Ofoyeju was reportedly quoted in an interview recently that the agency had set up an investigative panel over Fans Mi video. "I am aware that a panel is working on it (the video). The panel was set up soon after the video was released few weeks ago. When our attention was drawn to it, we viewed it and we discovered that it was improper. There is no moral lesson in it and he was just advertising drug trafficking. In the video, he exchanged a brief case supposedly containing narcotics for dollars. He was displaying affluence (and what is wrong in displaying affluence in a musical video?) in the video. If it (the plot) had climaxed in an arrest and possible detention, we would have congratulated him for partnering with us." So Ofoyeju expects everybody to 'partner' with the NDLEA. I am laughing. He continued. "But the way he portrayed drug trafficking in the video was a means to an end, which the end is a life of affluence which we disagree with. We are looking at the issue holistically. We believe that there should be a body that was supposed to censor videos before they go out. Those are the things we want to investigate and verify. Was the video submitted for approval? If it was submitted, why was it approved, with such content?' Ofoyeju submitted. The now controversial music video was shot by Sesan Ogunro and featured American rapper, Meek Mill. Davido waved the 'investigation' away in a twitter response. Anybody would do that. The NDLEA is seeking cheap attention. The body should know that Davido is just copying the video trend of American music stars like Snoop Dog and 50 Cent among others where drugs are openly displayed. As a music critic, the video is very empty, lacks creativity and originality and should not be taken seriously. But the drug twist the NDLEA is bringing to it makes the whole thing laughable. If they suspect Davido of drug dealing, they should have put him under surveillance in a clandestine manner and not alert him with this display of 'over sabi' which has warned the music star already. It shows how 'effective' the NDLEA are. I have seen 'Fans Mi' several times on Pay TV and the only recommendation I will have is for the National Broadcasting Commission, NBC, to place a viewer restriction on it on terrestrial TV. Nothing else. The NDLEA should endeavour to do its job quietly and not usurp the role of the NBC in questioning what people should watch or not watch on TV.

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8 Worst Ways to Make Money Online

02 03 06 09

You're already working a full-time job, but you're trying to hustle on the side. Maybe you have debts to pay off, are saving for a dream vacation or need to bank cash for a home improvement. Whatever the reason, you see the appeal of making money online.
And who doesn't? The Internet has grown the economy and seems like a friendly place to do business. You can work from the comfort of your own home and set your own hours.
But before you jump in, do some research and make sure the "opportunities" at hand are legitimate. Some ways to earn money online should be avoided simply because they are risky, illegal, dangerous or unprofitable. Beware of the following.
Read: 30 Clever Ways to Make Money Online

1. Taking Surveys for Pennies

Online surveys are abundant. Some you are asked to take as an act of kindness or to provide feedback for a product or service. If you come across surveys guaranteeing you will make good money in hardly any time, be wary. Often these surveys do pay, but at what cost? Is it really worth 30 minutes of your time to make $1? You might be better off working at minimum wage. For a good-paying survey, look for a focus group or a qualitative research study.

2. Selling Any Pirated Materials

Pirated e-books, CDs and Hollywood blockbusters on Blu-ray can be found and downloaded online -- often for a small fee. Sounds enticing? Think again. Selling -- or just downloading -- pirated materials can land you in big trouble with your Internet provider and local, state, and national authorities. Just don't go there.

3. Selling Click-Bait Links

Many bloggers make a good living from ad revenue, affiliate sales and more. But they don't buy or sell click-bait links, the links that go nowhere, to the wrong site or just plain spam up your browser. There's little money in these bottom-feeder games.
Want to make money off a blog? Partner with reputable affiliate programs such as Amazon Affiliates and set up ads with Google AdSense. If you don't, your readers will catch on to those fake links and stop reading before long.
Related: 4 Best Websites for Earning Side Income to Grow Your Savings

4. Online Gambling

While the idea of winning big via online gambling is appealing, the odds are not. From 2005 to 2007, only 11 percent of repeat online gamblers ended up in the black, with the average winnings totaling less than $150, according to an analysis in The Wall Street Journal.
Don't buy into the hype of gambling. Instead, use your smarts to do work.

5. Multilevel Marketing Online

You've heard of pyramid schemes. You know, the ones where you try to reel in your closest family and friends and get them to sign up for a product or service. In return, you'll bank some cash and make even more money when more people "underneath" them sign up.
These multilevel marketing opportunities are risky for your personal life and relationships. They are also risky for your pocketbook, as they often require an up-front investment.

6. Risky Online Investments

Buying penny stocks -- typically for very small companies with highly illiquid and speculative shares -- might sound appealing. You might think you'll invest just a little bit and earn big.
Only this is unlikely to happen, especially if you know very little about investing. Put your dollars elsewhere, such as in a strong mutual fund where you are far more likely to have a more solid return.
Read: How to Make Money on Instagram

7. Reckless Buying or Selling on Craigslist

You've probably heard about Craigslist scams. Most people read the stories and shake them off, thinking nothing bad will happen to them. Think again. Craigslist is a wonderful marketplace to buy, sell, or trade items; meet people; and find jobs. It can also be a dangerous place to make money.
When selling or buying items on Craigslist, use discretion. If you are meeting a prospect in person, do so in a safe neighborhood, in a public place and at a specific time. Be aware of your surroundings and bring a friend.
Do not show up with more cash than is needed for the transaction. Make sure you are informed about the product you are buying. You can make good money buying and selling on Craigslist when you know the product and its value. If a transaction seems questionable or unsafe, walk away.

8. Selling Your Online Reputation

Selling your reputation online can take many forms. You might be enticed to fill your Twitter feed with spam to earn a few cents. Or maybe you share some content on your Facebook feed for a buck or two. Remember, the Internet never forgets.
These types of actions can ruin your online branding, cause you to lose social media friends and simply make you look like a sellout. Don't risk your online reputation -- which is vital to business these days -- for a few clicks.
Don't let this list scare you off using the Internet to do business. There are plenty of legitimate ways to make money online, and many people are earning a decent income with their online side jobs or hobbies. Be smart and just make sure you understand an opportunity before you pursue it.
This article originally appeared on GOBankingRates.com: 8 Worst Ways to Make Money Online

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02 03 06 09

9 Real Ways to Make Money from Home

Most of us love the idea of earning extra income or quitting our full-time jobs altogether and working from home. If you thought work-from-home companies were just running scams, it turns out there are plenty of authentic and reliable ways to make money by working from home. Christine Durst, cofounder of RatRaceRebellion.com and consultant to the FBI on internet scam issues tells us, "There is currently a 61-to-1 scam ratio among work-at-home job leads on the internet—that is, for every legitimate job, there are 61 scams." But, there are a lot of opportunities for a "real job." The secret is knowing how to separate the scams from what's legit.

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Here's a hint: Legitimate jobs will typically never require you to pay a fee to get more information, and they don't come in unsolicited junk e-mail messages. Still, there's plenty of earning potential in working from home because, now, many of the top-earning home-based positions are with big traditional companies like Xerox, Dell and IBM.
No matter what your area of interest or expertise, if you have the desire to work from home, someone, somewhere, has work for you that can use your skills and natural talents. If you remain diligent and flexible, you'll find it. And you won't have to spend money on gas or transportation to get to work.
Rebecca Martin from Covergys.com, a call-service supplier, says, "be sure you have a quiet, distraction-free designated work space. Decorate your home office in a style that is appealing and inspirational to you." Most women do better if they treat their at home job more like an occupation. Let everyone know you are working. Get dressed in the morning, stick to a routine that works for you and those around you and you'll be on your way to earning substantially more than you thought you could.
Most of the jobs in this article require an up-to-date computer, a high-speed Internet connection, a phone with a dedicated land line and a quiet place to work.
See also: 10 Surprising Challenges of Working from Home
1. Customer-service rep. Many companies, such as J. Crew, Express Jet, 1-800-flowers, and even the IRS, outsource customer-service operations to third-party companies who then hire home-based workers or "agents" to take calls and orders. When you call 1-800-flowers, you may be speaking with Rebecca Dooley, a retired police officer and employee of Alpine Access, a major call-center service. When you dialed the number, your call was automatically routed to Rebecca's spare bedroom in Colorado.
Alpine Access currently employs more than 7,500 work-at-home customer-service agents who take in-bound calls (there's no outbound or cold calling) for dozens of companies. "This works perfectly for me because I can set up my hours around my family's busy lifestyle," says Rebecca, who usually works 20 to 32 hours a week, depending on her schedule.
While the typical hourly rate is about $9, Alpine Access agents who work more than 20 hours a week are eligible for benefits plus a 401k program when they have worked for over 1,000 hours. (Some companies consider their staff independent contractors, so they don't provide benefits.) Other companies that hire virtual call agents:

• LiveOps.com
• Arise.com
• WestatHome.com
• WorkingSolutions.com
• ACDDirect.com

2. Telemarketer. To do this job, you need a pleasant voice and personality, and really thick skin—you're bound to encounter some hostility. Still, it's a good way to earn income. Many large companies now outsource their cold-calling campaigns to third parties who hire home-based workers to place the calls. Telemarketers are typically paid by the hour, and they may earn incentives and commission based on performance.
Companies hiring home-based workers include Telereach.com and Intrep.com. Apply on their websites. Keep in mind that a legitimate company will typically not require you to pay a fee to get information or leads, and will explain how to apply, exactly what is required and what to expect.
See also: Tricks to Save Money on Almost Anything
3. Online juror. Companies will pay you to sit on mock juries to give attorneys and other jury consultants feedback on cases they are currently handling. Think of these as focus groups. The cases are real, but your verdict will do little more than give those involved a prediction of how things might go. You can earn fees ranging from $5 to $60. Be sure to read all the disclaimers and details. Go to:

• eJury.com
• OnlineVerdict.com

4. Survey Taking
I'd pretty much ruled out survey taking as a legitimate way to earn money from home, but then I heard from Bonnie Alcala. She and her daughter Andrea Spain, an elementary-school substitute teacher, take surveys online for fun and a little profit. They are careful to avoid any scams by refusing to pay an upfront fee or other charge. Bonnie and Andrea pocket around $100 a month for spending two hours a week taking surveys, which gives each of them extra pin money. In addition, they collect all kinds of gift cards and other prizes.
If you've got a little spare time and want to save up a stash of cash for holiday shopping or even a family vacation, here are Bonnie and Andrea's favorite survey sites:

• npdor.com
• SurveySavvy.com
• ACOP.com
• ViewpointForum.com
• ePoll.com
• GreenfieldOnline.com
• MySurvey.com

See also: 6 Money-Saving Tricks that Actually Work
5. Writer, Blogger, Editor, Proofreader. Everyone says you're a fantastic writer, so isn't it about time you got paid? Good writing is still in demand says Durst, especially for online content. For the best sites try JournalismJobs.com, About.com seeks "Guides" in a broad area of topics, and MediaBistro.com. For blogging jobs, try problogger.net. If you have experience as a freelance copy editor, writer or proofreader, go to editfast.com. Rates vary between $15 and $25 an hour.

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6. Cyber Crafter. If you're a crafter in search of customers, the internet is your showcase, and not only at auction sites like eBay. DeWitt Young of ObviousFront.etsy.com Has had success turning her crafts into cash in cyberspace. She has a booth at Etsy.com's Craft Mall, an amazing place where more than 10,000 artisans and crafters offer their goods for sale.
DeWitt turns salvaged parts from old TVs and VCRs into artsy necklaces, earrings and figures. Colleen Jordan uses 3D printing to create her necklaces called wearable planters. Don't be discouraged, Shapeways 3D printing company can get you started with their simple apps so you can easily customize your own designs with a click of a mouse, anything from a wedding band in rose gold, a vase in ceramic or your own bobble head printed in full color. All for the purpose of generating sales.

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7. Online guide, expert. Do your friends look to you for advice on things you're passionate about, such as which car to buy, how to repair appliances or how to make a killer cheesecake? Whatever your area of expertise, if you are also a seasoned writer with an infectious enthusiasm for a particular topic, consider becoming an online expert guide. Guides are freelancers with an ability to communicate well and good grammar and spelling skills.
For example, About.com guides write articles or reviews in their area of expertise. They earn no less than $725 a month, but some make more than $100,000 a year depending on year-over-year, page-view growth. Go to beaguide.about.com, where you'll find which areas of expertise are still open. (There are many!)
Also try Chacha.com, a new search engine similar to Google and Yahoo, and click on "Become a Guide" for more information. At JustAnswer.com, users agree to pay for the answers to their questions. Guides are paid a percentage of the pre-negotiated price per answer and the number of accepted answers received. Go to Just Answer to find out how.
See also: This Single Mom of Three Lives on Less than $19,000 a Year
8. Virtual assistant. Many small-business owners and mid- to executive-level professionals need personal assistants, but can't afford a permanent position on the payroll. The solution? Hire people from remote locations to do their administrative work.
Virtual assistants handle all kinds of administrative projects, including travel arrangements, event planning, correspondence and other support services that can be done remotely via e-mail and phone.
Lynne Norris, who works out of her home in Pennsylvania (NorrisBusinessSolutions.com), says that rates for VAs run about $25 to $75 or more an hour, based on the types of services you provide. The startup costs are about $500 to $1,000, assuming you have an up-to-date computer and printer. Lynne loves the flexibility. "My children are happy that I don't miss the important things in their lives." Check out the International Virtual Assistants Association (ivaa.org), or virtualassistantjobs.com and teamdoubleclick.com for more.
9. Online tutor, English as a second language instructor. If you have a college degree and the skills to tutor students online in math, science, English or social studies, this job may fit you perfectly. Go to Tutor.com—tutors who work for the company and have passed their probationary period earn $10 to $14 an hour. According to Durst, "Skype and other web interface tools are bringing English language instructors face-to-face with students from around the world." Try ispeakuspeak.com, openenglish.com to get started.
Tips on how to avoid work-at-home-scams. It's not always easy to figure out if a company is legitimate. Try these five essential tips from the Attorney General of the State of New York:

1. Check with the Better Business Bureau in your area and the area in which the company is located.
2. Ask questions, including: what specific tasks you'll have to perform; whether you will be paid by salary or commission; and who will pay you. Also, ask about the total cost to you, including supplies and equipment.
3. Be wary of overstated claims of product effectiveness, exaggerated claims of potential earnings, and demands that you pay for something before instructions or products are provided.
4. Be wary of personal testimonials that never actually identify the person so you can't investigate further.
5. Contact your state Attorney General's consumer help line if you believe you've been victimized by a work-at-home scheme.

 

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